XP Inc. Financial Report: February 2025 Insights & Q4 2024 Results

Here are the key insights extracted from the financial report presented in the Form 6-K for XP Inc.:

1. Filing Type and Date:

• The document is a Form 6-K filed pursuant to the Securities Exchange Act of 1934.
• It is submitted for the month of February 2025, specifically dated February 18, 2025.

2. Company Information:

• Name: XP Inc.
• Commission File Number: 001-39155
• Address: 20, Genesis Close, Grand Cayman, George Town, Cayman Islands KY-1-1208
• Contact: +55 (11) 3075-0429

3. Reporting Structure:

• The registrant indicates that it files annual reports under Form 20-F and does not file under Form 40-F.

4. Signature and Authorization:

• The report is signed by Victor Mansur, who serves as the Chief Financial Officer of XP Inc.

5. Exhibits Included:

• Exhibit 99.1: A press release dated February 18, 2025, detailing XP Inc.’s fourth-quarter 2024 results.
• Exhibit 99.2: An earnings presentation for the fourth quarter of 2024.

6. Regulatory Compliance:

• The registrant certifies that it has duly authorized the report in compliance with the requirements of the Securities Exchange Act of 1934.

This summary encapsulates the essential details of the filing, including the company's identity, the nature of the report, and the significant documents attached that provide further insights into the company's financial performance for the fourth quarter of 2024.